National student loan is the Party Central Committee、The State Council under the conditions of socialist market economy，Use financial means to improve my country’s general university funding policy system，A major measure taken to increase financial support for students from poor families in ordinary colleges and universities。To regulate the work of bet365 casino live blackjack，According to the "Notice of the General Office of the State Council forwarding several opinions of the Ministry of Education, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission on further improving the national student loan work" (Guobanfa [2004] No. 51)、"Notice of the Ministry of Finance, Ministry of Education, People's Bank of China, and China Banking Regulatory Commission on Adjusting and Improving Policies and Measures Related to bet365 casino live blackjack" (Caijiao [2014] No. 180)、"Several Opinions of the Ministry of Education, Ministry of Finance, People's Bank of China, and China Banking Regulatory Commission on Improving National Student Loan Policies" (Jiaocai [2015] No. 7)、"Notice of the Ministry of Finance, Ministry of Education, and China Banking Regulatory Commission on Vigorously Carrying Out Credit Student Loans in Places of Origin" (Caijiao [2008] No. 196)、The spirit of the document "Notice of the General Office of the Ministry of Education on Assisting Colleges and Universities in Relevant Work on Credit Student Loans for the Places of Origin" (Jiaocai Department [2010] No. 4)，Based on the actual situation of our school，The "Shandong University National Student Loan Management Measures" issued in 2007 are now being revised。
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The first national bet365 casino live blackjack loan is led by the government，Credit bet365 casino live blackjack loans provided by financial institutions to students from families with financial difficulties，Help with tuition and accommodation fees during school。Loan students do not need to apply for loan guarantee or mortgage，But you need to promise to repay on time，And bear relevant legal responsibilities。
Article 2 varies according to the application location and work process，bet365 casino live blackjack are divided into two modes: bet365 casino live blackjack in the campus and credit student loans in the student’s place of origin。bet365 casino live blackjack on campus are provided by students through the school to apply for loans from banks；The student’s credit student loan is made by the student and the parent (or other legal guardian) as co-borrowers，Through the county (city) where the household registration is located、District)。Students are not allowed to repeatedly apply for and obtain bet365 casino live blackjack in the campus and credit student loans in the student's place of origin in the same academic year。
Chapter 2 Objects and conditions for applying for bet365 casino live blackjack
Article 3 The students borrowing bet365 casino live blackjack must be studying in our school、Full-time undergraduate students from families with financial difficulties
Students and graduate students.
Article 4 Applicants applying for bet365 casino live blackjack must meet the following conditions:
(1) Having the nationality of the People’s Republic of China，And hold a resident ID card of the People's Republic of China；
(2) Have full capacity for civil conduct (minors applying for bet365 casino live blackjack must obtain the written consent of their legal guardian)；
(3) Honesty and trustworthiness，Abide by laws and regulations，No illegal or disciplinary behavior；
(4) Study hard and be able to complete your studies normally;
(5) Due to family financial difficulties，The income you can earn during school is not enough to cover the basic expenses required to complete your studies；
(6) The handling bank or the county (city) where the household registration bet365 casino blackjackis located、Other conditions imposed by the bet365 casino live blackjack financial aid administration agency of 5738_5756。
Chapter 3 Loan Application, Approval and Issuance
Article 5: One-time application for bet365 casino live blackjack at the campus location、One-time credit、Method of installment distribution。Students are only allowed to apply for a national student loan on campus once within an academic period，Students can sign loan contracts with banks for multiple academic years at one time，The bank issues loans by academic year。
Article 6 Students applying for bet365 casino live blackjack on campus should truthfully provide loan-related information as required，Submit the following materials:
(1) Copy of my bet365 casino live blackjack ID card;
(2) Copy of personal ID card (minors must provide valid proof of identity of the legal guardian and proof of written consent to apply for a loan)；
(3) National bet365 casino live blackjack loan application form;
(4) Proof of family financial difficulties issued by the civil affairs department where the bet365 casino live blackjack’s family is located；
(5) The card issued by the lender at the loan handling bank can be converted into a settlement account passbook、Copies of bank cards, etc.；
(6) Other information required by the handling bank.
Article 7 Approval Procedures for bet365 casino live blackjack at the Campus
(1) Each college and graduate training unit is responsible for the qualification review and material review of students applying for loans，Opinions signed by the person in charge of bet365 casino live blackjack affairs，With the official seal of the unit，Collect and report materials，Submit undergraduate loan materials to the bet365 casino live blackjack Affairs Department，Submit graduate bet365 casino live blackjack loan materials to the Graduate bet365 casino live blackjack Affairs Department；
(2) After the bet365 casino live blackjack Affairs Department and Graduate bet365 casino live blackjack Affairs Department review the materials，Report to the handling bank for approval；
(3) The handling bank’s completeness of bet365 casino live blackjack loan application materials、After verification for authenticity，Notify the school of the list of students who agree to grant loans and the amount，The school and the handling bank will jointly organize the bet365 casino live blackjack loan process and sign the loan contract、Loan voucher and other related procedures；
(4) After loan issuance，The handling bank will transfer the loan amount、Notify school of deadlines and other relevant information。
Article 8 Issuance of bet365 casino live blackjack at the campus location
(1) The handling bank will directly transfer the loan to the school’s designated account，The school finance department handles the bank and the bet365 casino live blackjack affairs department、The list of loan students provided by the Graduate Affairs Department will be used to withhold tuition and accommodation fees，And issue a tuition and accommodation fee payment receipt for loan students。
(2) The balance of the loan after deducting the tuition and accommodation fees will be deposited into the savings account of the loan bet365 casino live blackjack by the bank entrusted by the school。If the loan is not enough to pay the tuition and accommodation fees，The excess will be raised and paid separately by the students themselves。
Article 9 Credit bet365 casino live blackjack loans from the place of origin shall be applied for on an annual basis、Approval and issuance methods。
Article 10 Students apply for credit bet365 casino live blackjack loans from their place of origin，Should report to the county (city) where the household registration is located as required.、District) truthfully provides loan-related information and materials。
Article 11 Approval Procedures for Credit bet365 casino live blackjack Loans in the Place of Origin
(1) The county-level bet365 casino live blackjack financial aid management center is responsible for the preliminary review of applications submitted by students；
(2) Students submit loan acceptance certificates or other loan application-related materials to their college or graduate training unit，Each college and graduate training unit shall summarize and submit the materials，Submit undergraduate loan materials to the bet365 casino live blackjack Affairs Department，Submit graduate bet365 casino live blackjack loan materials to the Graduate bet365 casino live blackjack Affairs Department；
(3) bet365 casino live blackjack Affairs Department、The Graduate Affairs Department handles credit bet365 casino live blackjack bet365 best casino gamesloan receipts for undergraduates and graduate students respectively；
(4) County (city) of bet365 casino live blackjack origin、District) bet365 casino live blackjack Financial Aid Management Center、Provincial bet365 casino live blackjack Financial Aid Management Center、Provincial financial institutions review loans step by step；
(5) After loan issuance，China Development Bank will notify relevant information in the bet365 casino live blackjack loan system，Other financial institutions use different methods to inform students who borrow money。
Article 12 Issuance of bet365 casino live blackjack Loans with Credit in Place of Origin
(1) The handling bank will remit the loan to the school’s designated account through Alipay，The school finance department is based on the bet365 casino live blackjack affairs department、The list of loan students provided by the Graduate Affairs Department will be used to withhold tuition and accommodation fees，And issue a tuition and accommodation fee payment receipt for loan students。
(2) The balance of the loan after deducting the tuition and accommodation fees will be deposited into the savings account of the loan bet365 casino live blackjack by a bank entrusted by the school。Ruodai
Money is not enough to pay tuition and accommodation fees，The excess will be raised and paid separately by the students themselves。
Chapter 4 Application Quota for bet365 casino live blackjack、Interest rate、Discount and period
Article 13 The maximum loan amount applied for by each undergraduate bet365 casino live blackjack per year shall not exceed 8,000 yuan，The maximum loan amount applied for by each graduate bet365 casino live blackjack per year shall not exceed 12,000 yuan。
Article 14 The national bet365 casino live blackjack loan interest rate shall be based on the benchmark interest rate of the same grade announced by the People's Bank of China at the same time。
Article 15 National bet365 casino live blackjack Loan Interest Subsidy
(1) All loan interest while students are in school will be subsidized by the government，After graduation, all interest will be paid by the loan bet365 casino live blackjack personally，Loan students will start to pay interest after graduation，The starting time for self-payment of interest by borrowing students after graduation is the 1st day of the month following the date of obtaining the graduation certificate (including the 1st day)。
(2) When a borrowed bet365 casino live blackjack completes his studies in accordance with the school’s bet365 casino live blackjack status management regulations、Undergraduate、Quited、When bet365 casino live blackjack status is cancelled，Pay interest by yourself from the 1st of the month following the date of handling the relevant procedures。
(3) Borrowing students who are suspended from school due to illness or other reasons while in school，Written proof should be provided to the school or county bet365 casino live blackjack financial aid management center，Apply to the handling bank，Loan interest during the leave of absence will be fully subsidized by the finance department。
(4) Borrowing students after graduation，Continuing to study for a degree during the repayment period，You can apply for continued interest discount。Those who apply for bet365 casino live blackjack where the campus is located，Undergraduate students、Graduate students shall provide written proof of continuing to study for a degree to the Student Affairs Department and the Graduate Affairs Department respectively，Report to the handling bank for confirmation after review，After passing the review, students can continue to enjoy financial discounts while continuing to study for a degree。Those who apply for credit loans in the place of origin，Students provide written proof of continuing to study for a degree to the county-level student financial management center，Report to the handling bank for confirmation after review，After passing the review, students can continue to enjoy financial discounts while continuing to study for a degree。
Article 16 The maximum loan period is the academic year plus 13 years，No more than 20 years。
Chapter 5 Termination of National bet365 casino live blackjack Loan
Article 17: Any of the following situations，The handling bank will terminate the loan，After the termination of the national student loan，No longer restored，You cannot apply for new bet365 casino live blackjack while in school:
(1) Not frugal in life，Splurge and waste，Alcoholism、Smoking、Gambler；
(2) Suspension, withdrawal and retention of bet365 casino live blackjack status;
(3) Violating national laws or violating school rules and disciplines shall be punished by a warning or above。
Chapter 6 Return of bet365 casino live blackjack
Article 18 The term of bet365 casino live blackjack is the academic year plus 13 years，No more than 20 years。Establish a 3-year grace period for principal repayment，Students who borrow money during the principal repayment grace period only need to pay back the interest，No need to repay the loan principal。Start repaying loan principal and interest after the grace period。Borrowing students who continue to study for a degree during the repayment period Bet365 app downloadand then study for a degree after graduation，You can still enjoy the 36-month grace period for principal repayment。
Article 19 When loan students go through the procedures for graduation or termination of studies，A repayment plan should be made，After completing the repayment confirmation procedures，The school can handle the departure procedures for him。Those who apply for bet365 casino live blackjack where the campus is located，Students make a repayment plan through the school and the handling bank，Sign the repayment agreement。Those who apply for credit student loans in the place of origin，Students need to confirm graduation in the loan system of the place of origin，Clear repayment plan。
Article 20 While students are in school，Suspension occurs、Quited、Expelled、Death、Transfer、When going abroad or other situations where you cannot complete your studies normally，College、Postgraduate training units must notify the bet365 casino live blackjack Affairs Department in a timely manner、Graduate Affairs Department，Notify the handling bank，The handling bank handles relevant procedures for it in accordance with relevant regulations，After the relevant certificate is issued by the handling bank，The school can handle the corresponding procedures。
Article 21 Loan students must leave their family and post-graduation contact information to the handling bank and school before graduation。When there is a change in contact information, etc., the handling bank and school must be notified in time。
Article 22 The principal and interest of bet365 casino live blackjack loans must be repaid within the period specified in the contract。
Article 23: Loan students cannot repay the principal and interest of the loan on time，Penalty interest calculated in accordance with relevant regulations of the People's Bank of China。
Article 24 If a loan bet365 casino live blackjack defaults on the loan principal and interest, etc.，The National bet365 casino live blackjack Financial Aid Management Center and the handling bank have the right to issue notices to defaulting borrowers without notifying them，Publish his name through information channels such as news media and the Internet、Citizen ID number、Graduation school and specific breach of contract information，The handling bank will investigate its legal liability in accordance with the law depending on the breach of contract。
Article 25: Loan students whose employment destination after graduation complies with the national bet365 casino live blackjack loan reimbursement policy，Perform in accordance with relevant regulations。
Chapter 7 Management of bet365 casino live blackjack
Article 26 bet365 casino live blackjack shall be handled by banks、Student Affairs Department、Graduate Affairs Department、Finance
The Ministry, various colleges and graduate training units are jointly responsible.
Article 27 The bet365 casino live blackjack Affairs Department is mainly responsible for contacting the handling bank、Coordination and organization and management of undergraduate loans；Responsible for guiding various colleges’ work related to undergraduate loans；Communicate in a timely manner with relevant information about banks and loan undergraduates，Changes in undergraduate students providing loans to the handling bank (suspended studies、Quited、Transfer、Expelled、Enlisted、Going abroad、Casualties、Missing, etc.)；Responsible for providing integrity education to loan undergraduates；Report the amount of school-wide bet365 casino live blackjack loans to the Ministry of Education on schedule；Assist the handling bank in accordance with national policies，Develop specific operating methods for bet365 casino live blackjack loans。
Article 28 The Graduate Affairs Department is mainly responsible for contacting the handling bank、Coordination and organization and management of loan graduate students；Responsible for guiding various training units in all aspects of postgraduate loan work；Communicate in a timely manner with relevant information from banks and loan graduate students，Changes in postgraduate students who provided loans to the handling bank (suspended studies、Quited、Transfer、Expelled、Enlisted、Going abroad、Casualties、Missing, etc.)；Responsible for providing integrity education to bet365 best casino gamesloan graduate students。
Article 29 The Finance Department is responsible for assisting the Student Affairs Department and the Graduate Affairs Department in supervising the issuance of bet365 casino live blackjack for students；Responsible for the undergraduate loan information provided by the Student Affairs Department and the graduate loan information provided by the Graduate Affairs Department，Transmission and accounting of loan balance data after deducting student accommodation fees and deductions。
Article 30 The main responsibilities of each college and graduate training unit are: to conscientiously do all the specific work of bet365 casino live blackjack for students in the unit，Actively promote the national student loan policy。Conduct qualification review and material review for students applying for loans from this unit。Inform the student affairs department or graduate student affairs department promptly about the status changes of loan students，Establish an information archive of graduated loan students，And is responsible for supervising students who have taken loans from the unit to repay their loans on time。Responsible for the integrity education of loan students in this unit。
Article 31 Other matters not covered in these management measures shall be in accordance with relevant national policies、Execution of relevant regulations of the handling bank and relevant school documents。
Article 32: The bet365 casino live blackjack Affairs Department and the Graduate Affairs Department are responsible for the interpretation of these management regulations。
Article 33: These management measures shall be implemented from the date of promulgation，"Shandong University National bet365 casino live blackjack Loan Management Measures" (Shandong University Zi [2007] No. 154) is abolished at the same time。
